I need insurance help
 

Hi, I have a street legal Precident here in South Florida, to get tags Ins needs to include P.I.P coverage and it must state that on the ins. Card. I have been with Allstate since buy8ng the cart 3 years ago, just received another price increase bringing it up to $900 per year as billed on a 6 month policy. Does anyone use any other Ins. Company that will cover street use? And by the way Allstate requires all other owned vehicles to be insured with them and overcharges for each of them also. HELP

I need insurance help
 

I use Mapfire insurance for my. “Normal vehicles”, homeowners and RV. They do not offer cart insurance so my agent set me up with a policy from Progressive. CT has different laws in each town and an odd way of registration in some towns... but to use my cart anywhere with 150K coverage is only $130 a year....

The same agent set me up with Haggerty for my antique vehicles also.

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Re: I need insurance help
 

I use state farm, I have minimum state required coverage in AZ. It's less than $3 a month.

Re: I need insurance help
 

I live in Iowa. A small town near Des Moines. Iowa law allows driving on roadways that are "not Primary" no turn signals or lights needed. Only requirement is a bicycle flag and an SMV sign on the back. Must be a licensed driver and daylight driving only. My home and auto insurance are with Farm Bureau. They also write coverage on my cart. It has full coverage on it up to $3500. Annual price is $54. I could set the value at any amount, I only had to supply them with the VIN.

Re: I need insurance help
 

I live in a small town in Illinois and have State Farm for everything including the golf cart. Lights, turn signals, horn and SMV sign and $37.00 a year. Jim.

Re: I need insurance help
 

Re: I need insurance help
 

I also have statefarm for my street legal cart in florida . PM me if you want my agents info

Re: I need insurance help
 

State Farm here as well.

Re: I need insurance help
 

Progressive here. I already had my RZR through progressive so when i called about adding the golf cart it was only like another $50 a year. I believe it covers the minimum for liability ins. (as well as comprehensive), but I'm not positive. Some of the parks we stay in as well as one of the cities I needed a registration for required insurance, and its been sufficient for everyone so far.

Re: I need insurance help
 

As a rule, there are no problems with accepting an application to terminate a KASKO policy. But if such issues arise (queues, busyness of specialists, or something else), you can always send this document by mail. As for the return of the share of the premium, you need to commensurate the position and actions of the insurer with the law and the rules of insurance. In this regard, two types of violations are most common: Deviation of the insurance company's actions from the procedure stipulated by its own insurance rules (or the law, if the rules do not name a specific situation).Non-compliance with the law of certain positions of the Rules of InsuranceIn these cases, you should read joywallet.com