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Old 01-22-2020, 12:13 PM   #1
Mikefili
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Join Date: Nov 2016
Location: Delray Beach Fl
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Default I need insurance help

Hi, I have a street legal Precident here in South Florida, to get tags Ins needs to include P.I.P coverage and it must state that on the ins. Card. I have been with Allstate since buy8ng the cart 3 years ago, just received another price increase bringing it up to $900 per year as billed on a 6 month policy. Does anyone use any other Ins. Company that will cover street use? And by the way Allstate requires all other owned vehicles to be insured with them and overcharges for each of them also. HELP
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Old 01-22-2020, 05:56 PM   #2
S-N-R Customs
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Posts: 263
Default I need insurance help

I use Mapfire insurance for my. “Normal vehicles”, homeowners and RV. They do not offer cart insurance so my agent set me up with a policy from Progressive. CT has different laws in each town and an odd way of registration in some towns... but to use my cart anywhere with 150K coverage is only $130 a year....

The same agent set me up with Haggerty for my antique vehicles also.

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Old 01-22-2020, 10:05 PM   #3
cgtech
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Location: AZ
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Default Re: I need insurance help

I use state farm, I have minimum state required coverage in AZ. It's less than $3 a month.
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Old 01-22-2020, 10:16 PM   #4
buggyAl
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Join Date: Jul 2019
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Default Re: I need insurance help

I live in Iowa. A small town near Des Moines. Iowa law allows driving on roadways that are "not Primary" no turn signals or lights needed. Only requirement is a bicycle flag and an SMV sign on the back. Must be a licensed driver and daylight driving only. My home and auto insurance are with Farm Bureau. They also write coverage on my cart. It has full coverage on it up to $3500. Annual price is $54. I could set the value at any amount, I only had to supply them with the VIN.
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Old 01-23-2020, 05:53 AM   #5
04fxsts
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Join Date: Oct 2018
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Default Re: I need insurance help

I live in a small town in Illinois and have State Farm for everything including the golf cart. Lights, turn signals, horn and SMV sign and $37.00 a year. Jim.
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Old 01-23-2020, 06:30 AM   #6
Roy Gurley
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Location: Timberlake, North Carolina
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Default Re: I need insurance help

I have State Farm!
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Old 01-23-2020, 08:37 AM   #7
Swan
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Default Re: I need insurance help

I also have statefarm for my street legal cart in florida . PM me if you want my agents info
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Old 01-29-2020, 01:52 PM   #8
TheNewGuy
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Default Re: I need insurance help

State Farm here as well.

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Old 02-13-2020, 09:01 AM   #9
Jeff McGuire
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Location: Katy TX
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Default Re: I need insurance help

Progressive here. I already had my RZR through progressive so when i called about adding the golf cart it was only like another $50 a year. I believe it covers the minimum for liability ins. (as well as comprehensive), but I'm not positive. Some of the parks we stay in as well as one of the cities I needed a registration for required insurance, and its been sufficient for everyone so far.
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