Golf Cart Insurance

roady89 · 10-20-2007, 06:31 PM

Golf Cart Insurance

... What kind of golf car insurance coverage is it? Anyone have it? What does it cost?

azboo · 10-20-2007, 06:49 PM

I do. It covers liability in case I run into someone or something. A VERY real possiblity

It is also insured for theft and fire at full replacement value. The cost for a year is $54.00. The theft part was my big concern, but because we do drive on the street alot I also wanted to be sure I was covered. It also covers anyone who drives it as long as they are licensed. It doesn't cover unlicensed drivers such as the Grandies, but they are only allowed to drive it at the dunes and only if I or Tom are with them.

Boo

NO NO NO E-Z-GO! · 10-20-2007, 06:56 PM

I don't have it myself, but everyone at the campground where I do business is required to. They say it costs about $35-$50 per year, depending on what kind of coverage and where you get it. One of my customers is an insurance agent, and she hates golf cart insurance policies because she only makes $3 a policy.

mjribeiro · 10-21-2007, 06:35 PM

can someone tell me a company that has it?

azboo · 10-21-2007, 07:03 PM

Mine is throught Farmers, same as my car. My daughters is through Countrywide, which is the same as their vehicles.

Monster Cart · 10-21-2007, 09:22 PM

Mine is through Foremost, Its 105.00 a year, its full coverage with 100/300 coverage, 6000.00 In theft coverage, 5000.00 in medical payments and it also covers the flatbed (carhauler with the same coverage) that it gets hauled on. and I think my deducatable is around 500.00. Insurance is well worth it, I used to have a Ezgo lifted with a Briggs that we took to the Local bar (6 miles away) in Tempe, AZ (yep the party town) well needless to say I had a head on colision with a toyota celica (he stopped first and **** rear brakes only the ezgo I slid and bumped him) well no one was hurt but it ended up being 1000.00 dollars worth of damage to his car, and since i was still moving i was at fault. In the end it raised my policy by 2 dollars a year, ( I finally won something from having insurance) that was state farm at the time.

Brian

phasetim · 10-21-2007, 11:15 PM

I think Geico insures them...

mjribeiro · 10-22-2007, 06:23 AM

in NJ we can't register a regular golf cart - only the new ones with 17 digit VINs - I wonder if that matters?

TheNewGuy · 10-22-2007, 07:22 AM

State Farm, $78.00 p/yr full coverage, $300K liability.

lockman1 · 10-23-2007, 09:13 PM

Quote:

Originally Posted by TheNewGuy

State Farm, $78.00 p/yr full coverage, $300K liability.

Ouch!!!

State Farm... same coverage...$56.00 a year in Wisconsin!

10-20-2007, 06:31 PM	#1
roady89 nimda Join Date: Jun 2007 Posts: 13,023	Golf Cart Insurance Golf Cart Insurance ... What kind of golf car insurance coverage is it? Anyone have it? What does it cost?
roady89 nimda Join Date: Jun 2007 Posts: 13,023

10-20-2007, 06:49 PM	#2
azboo Super Moderator Join Date: Mar 2007 Location: Pluto Posts: 20,463	Re: Golf Cart Insurance I do. It covers liability in case I run into someone or something. A VERY real possiblity It is also insured for theft and fire at full replacement value. The cost for a year is $54.00. The theft part was my big concern, but because we do drive on the street alot I also wanted to be sure I was covered. It also covers anyone who drives it as long as they are licensed. It doesn't cover unlicensed drivers such as the Grandies, but they are only allowed to drive it at the dunes and only if I or Tom are with them. Boo

10-20-2007, 06:56 PM	#3
NO NO NO E-Z-GO! Gone Wild Join Date: Dec 2006 Location: ComplainAboutNoNo'sProfile-Ville Posts: 4,995	Re: Golf Cart Insurance I don't have it myself, but everyone at the campground where I do business is required to. They say it costs about $35-$50 per year, depending on what kind of coverage and where you get it. One of my customers is an insurance agent, and she hates golf cart insurance policies because she only makes $3 a policy.

10-21-2007, 06:35 PM	#4
mjribeiro Gone Wild Join Date: Aug 2007 Location: Central NJ Posts: 248	Re: Golf Cart Insurance can someone tell me a company that has it?

10-21-2007, 07:03 PM	#5
azboo Super Moderator Join Date: Mar 2007 Location: Pluto Posts: 20,463	Re: Golf Cart Insurance Mine is throught Farmers, same as my car. My daughters is through Countrywide, which is the same as their vehicles.

Today
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10-21-2007, 09:22 PM	#6
Monster Cart Getting Wild Join Date: Dec 2006 Location: Peoria, AZ Posts: 104	Re: Golf Cart Insurance Mine is through Foremost, Its 105.00 a year, its full coverage with 100/300 coverage, 6000.00 In theft coverage, 5000.00 in medical payments and it also covers the flatbed (carhauler with the same coverage) that it gets hauled on. and I think my deducatable is around 500.00. Insurance is well worth it, I used to have a Ezgo lifted with a Briggs that we took to the Local bar (6 miles away) in Tempe, AZ (yep the party town) well needless to say I had a head on colision with a toyota celica (he stopped first and **** rear brakes only the ezgo I slid and bumped him) well no one was hurt but it ended up being 1000.00 dollars worth of damage to his car, and since i was still moving i was at fault. In the end it raised my policy by 2 dollars a year, ( I finally won something from having insurance) that was state farm at the time. Brian

10-21-2007, 11:15 PM	#7
phasetim Just me. . Join Date: Sep 2007 Location: Pensacola, FL Posts: 1,092	Re: Golf Cart Insurance I think Geico insures them...

10-22-2007, 06:23 AM	#8
mjribeiro Gone Wild Join Date: Aug 2007 Location: Central NJ Posts: 248	Re: Golf Cart Insurance in NJ we can't register a regular golf cart - only the new ones with 17 digit VINs - I wonder if that matters?

10-22-2007, 07:22 AM	#9
TheNewGuy Admin/Moderator Join Date: Dec 2006 Location: Ohio Posts: 17,452	Re: Golf Cart Insurance State Farm, $78.00 p/yr full coverage, $300K liability.
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