Insurance questions
 

2007 Club Car Precedent. 48 volt.

Trying to write a policy.

What would the cost new be for this cart. I estimated about $5500.

Also what is the HP usually? I told her about 5 HP. (I know it doesn't do a wheelie soooo)

Told her I would look it up and get back but don't see a lot on Google, just upgrades.

Re: Insurance questions
 

depends on if you are doing a replacement value, or current market value, HP around 3

A plain jane cart straight off the course can be had for 2k or under

Re: Insurance questions
 

Some companies systems are set up either to show a cost new or a value. This system asks specifically for a cost new and then is set up to either do replacement value or depreciation value.

It really does not need to be exact and I am sure they would put in whatever I tell them but am I around the general ball park at guessing $5500 new?

Re: Insurance questions
 

My neighbor bought a new electric Precedent in 2008. Sticker was about $7K including lights and some minor upgrades like nice hubcaps and aftermarket dash. Configured for golf so no rear seat.
HP is in the 3-4 range I think.

Re: Insurance questions
 

Cool, thanks...you just made my premium go up $3. :lol:

Re: Insurance questions
 

Some homeowners policies will cover the cart a lot cheaper than a stand alone policy!!

Re: Insurance questions
 

Great idea. I'll ask when I get her on the phone again today.

I'll also have to see if that would meet the campground liability requirements or if it just covers theft, etc.

Re: Insurance questions
 

should cover both. The liabilty Ins. will extend over from the Homeowners policy.

Re: Insurance questions
 

I asked about the Homeowners coverage and this company does not offer coverage under the Home policy.

I got full coverage however at $67 a year so they do me pretty good usually.

Re: Insurance questions
 

I know I am late on this but what insurance comp. did you use? I was quoted $220 a year.